3% Down Payment Mortgage
The 3%-down conventional mortgage
We are offering purchase mortgages with as little as 3% down or refinance at 97% LTV.
The standard 3%-down loan, known as the “Conventional 97,” is now available.
Ready to buy a home with 3% down? We have conventional loan options that are usually faster than FHA.
There are no income restrictions, and pre-purchase homebuyer education is not a requirement. Great alternative to FHA with No MI.

