Bank Statement Mortgage Loan

Stated Income Mortgage
  • No tax returns required
  • 12 month bank statements now available
  • 24 month bank statements
  • Loans up to $2 million
  • Credit scores down to 620
  • Up to 90% LTV
  • DTI up to 50% considered
  • Owner-occupied, 2nd homes, and investment properties

Are You Self-Employed?

If you’re looking to buy a home, we have good news. Utmost Pro, Inc. offers a Bank Statement Loan Program for self-employed borrowers as well as those whose employment histories and tax returns may not reflect their viability for a mortgage. 

Rates often start in the 5.5% range and increase with higher LTV ratios and/or lower credit scores.

Add all deposits for all 24 months and divide that amount by 24 .

Ex. 24 months deposits total = $200,000 / 24 = $8,333 a month income.