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A Debt Service Coverage Ratio, or DSCR, Cash Flow loan is an investment property mortgage that borrowers qualify for based on the cash-flow of the rental property. DSCR Loans make it easy for real estate investors to qualify for an investment property mortgage!
Do you wish to qualify for a mortgage based on cash flow generated by your investment property and avoid providing employment information, tax returns, pay stubs, W2s, etc.?
The DSCR Loan Program could be the best solution for you!
Qualify for a loan based on your property’s cash flow, NOT your income.
examples of how DSCR ratio is calculated:
Scenario (Acceptable Cash-Flow)
PITI: $2,000. (principal, interest, taxes and insurance)
Ex: $2,000/$2,000 = 1.0 (DSCR=1.0)