Enjoy the flexibility of setting your own pace and managing your work-life balance. Whether you’re looking for part-time loan officer jobs or a new full-time opportunity.
Utmost is the ultimate mortgage platform designed to help you grow your business.
Our innovative mortgage technology streamlines the process, enabling you to focus on what you do best – helping clients secure their next home.
Utmost is ready to support you and your business so you succeed.
An approved mortgage license in at least one state or an active pursuit of licensure
Willingness to hit the road and build a robust book of mortgage business.
Eagerness to learn and adapt quickly, demonstrating a proactive attitude
Knowledge of agency conventional and NON-QM underwriting products.
Strong communication skills, both written and verbal.
HOW TO BECOME A LOAN OFFICER
Realtors and CPA/Insurance agents, want more income? Take a 20-hour class, pass the NMLS exam, and open new doors for yourself and your clients!
Easy-to-use platform for loan originators, brokers, and bankers.
Cloud LOS simplifies lead management, document handling, and loan submissions.
It integrates with Fannie Mae DO and Freddie Mac LPA to streamline your workflow and save time.
Instantly view your customer's full credit report and FICO® Score
The data provided on a soft pull is the exact same information as a hard pull
What is the difference between a hard pull and a soft pull? It is not the underlying data! The difference is in the purpose of the pull. A soft pull is used to prequalify a customer for financing; a hard pull is used to transact a loan.
Experience the Future of Mortgage Automation Today Income calculation and analysis automation software gives you accurate income estimates when it matters – when you talk to the borrower at the application stage.
MARKETPLACE for BROKERS, LENDERS.
Make it easy and simple for originators to find and price agency and non-agency loans.
Cloud-native pricing engine trusted by the nation’s largest bank, credit union, wholesale lender, and mortgage servicer. It offers lenders of all sizes a configurable pricing platform that is scalable, user-friendly, and easy to integrate. This results in improved workflow and greater pricing efficiencies.
Price loans directly from wholesale lender's sheets
No Rates Padding
200BPS LPC / 100BPS Min. BPC
Please note that you still have to pay all applicable payroll taxes yourself.
You will receive 1099 compensation for most states. If you are licensed in these 13 states: GA (Georgia), IL (Illinois), ME (Maine), MA (Massachusetts), MD (Maryland), MS (Mississippi), MT (Montana), NV (Nevada), NJ (New Jersey), NC (North Carolina), SC (South Carolina), RI (Rhode Island), VT (Vermont), you will receive W2 compensation.
Due to compliance and simplicity, no Loan Officer can get paid both W-2 and 1099.
Utmost, LLC is the mortgage broker.
Utmost, LLC allows you to work from home in most states, but this varies depending on the state requirements.
Most of our lenders are licensed nationwide, and we have 200+ lenders on our list right now.
You will be an Independent Loan Officer and are commission-only. Therefore, there is no healthcare, 401k, paid time off, or holiday benefits provided.
Utmost, LLC will cover the sponsorship fee up to 3 states. You will be paying the application fee for all states you want to be licensed in.
Yes! As long as disclosed in NMLS and to your employer, most outside employment is allowed. If you are in an affiliated business, there are additional disclsoures required for clients. Be sure to disclose all employment on your MU4 in NMLS, to Employers, and most importantly, to Consumers!
Basis Points are a way to measure a percentage of the loan, typically used for commissions to loan officers. 100BPS = 1.00% of the Loan Amount!
No, you can get a license in any green state.
No, we do not have a commission cap in our agreement or for any in house loans. When brokering to other lenders be sure to check if they have a maximum!
Log in to NMLS and Grant Access Right to UTMOST, LLC
Remove your relationship with your current employer, put an end date to your prior employment, and submit a new MU4 to add UTMOST, LLC as your employer.
Request NMLS Sponsorship from Utmost (NMLS # 2659223). Utmost will be notified and proceed to sponsor you.
Resolve any Active License Items that the state will ask you. (You must log in and check NMLS regularly and clear the requests from the state. Once complete, it will take the regulator around 5-7 days to approve.)
Prefer speaking to a person? Call 844-488-6678