STATED INCOME MORTGAGE LOANS

Alternative Ways to Qualify using Rents (cash flow)
Stated Income Loans–are loans that do not require traditional verification of income. A stated income loan is perfect for self-employed and business owners who declared low income on their tax return. Our stated income loan agents are experienced in the loan industry and known for quick loan approvals.
- Non-Owner Occupied only
- Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos
- NoTax Return, No 4506T, No W2, No Paycheck Stubs
- 5yr/7yr ARM & 30-year Fixed
- 575 or greater credit scores

- No Tax Returns
- No Paycheck Stubs
- No P&L Required
- No Reserve Required*
-
No income or job verification
- Condotels / Airbnb / Daily Rentals allowed
- Can close in Corporate (LLC) but not required
- Up to 80% Max LTV on Purchase
Available in California and the states below:
Arkansas | Hawaii | Maryland | South Carolina |
Colorado | Illinois | Missouri | Texas |
Connecticut | Indiana | Montana | Virginia |
Washington DC | Kansas | New Hampshire | Washington |
Florida | Kentucky | Ohio | Wisconsin |
Georgia | Maine | Oklahoma | Wyoming |