by
Utmost Pro, Inc Mortgage Broker

STATED INCOME MORTGAGE LOANS

INVESTOR CASH FLOW

Alternative Ways to Qualify using Rents (cash flow)

Stated Income Loans–are loans that do not require traditional verification of income. A stated income loan is perfect for self-employed and business owners who declared low income on their tax return. Our stated income loan agents are experienced in the loan industry and known for quick loan approvals. 

  • Non-Owner Occupied only
  • Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos
  • NoTax Return, No 4506T, No W2, No Paycheck Stubs
  • 5yr/7yr ARM & 30-year Fixed
  • 575 or greater credit scores
Non QM Mortgage Loans
stated income mortgage loan
  • No Tax Returns
  • No Paycheck Stubs
  • No P&L Required
  • No Reserve Required*
  • No income or job verification
  • Condotels / Airbnb / Daily Rentals allowed
  • Can close in Corporate (LLC) but not required
  • Up to 80% Max LTV on Purchase

Available in California and the states below:

ArkansasHawaiiMarylandSouth Carolina
ColoradoIllinoisMissouriTexas
ConnecticutIndianaMontanaVirginia
Washington DCKansasNew HampshireWashington
FloridaKentuckyOhioWisconsin
GeorgiaMaineOklahomaWyoming

Experts in Stated Income & Self-Employed
Utmost Pro has the expertise to get your loan funded, even if you are having trouble obtaining financing through conventional means.