Hard Money


We Close Loans that Banks Don't

No Paystubs, No Tax Returns

“Make Sense Funding” with minimal to NO documentation 

What is a “Hard Money” loan?

Traditional real estate loans like a personal mortgage are based on the borrower’s personal ability to repay the loan. This is measured by things like personal earnings, debt to income ratio, and credit score. These are all intangible or “soft” assets. Hard money loans, on the other hand, are based on a “hard” asset or the value of the property, so we don’t ask for documentation of income or any of that messy stuff.

Lowest Rates- Fastest Approval Times- Minimal Paperwork

Larger Loan Amount

Do you need a larger loan amount? No problem! We offer loan amounts from $100 thousand to $15 million.

Instant Approval

Don’t wait long to find out if you were approved or not. Your loan can be approved in as little as 24 hours.

Fast Closing

Don’t wait weeks or months for approval. Utmost Pro,Inc can have your loan closed in as little as 12 days

Bad Credit/No Credit-OK

Poor Credit, Bankruptcy, Foreclosure, Foreign Nationals.

Programs

Fix and Flip, Bridge Loans, Stated Income/ NO Doc Loans, Residential/ Commercial Loans, No cash-out restrictions

Experts in Hard Money Loans & Self-Employed Loans

Whether you're buying an investment property, self employed, struggle with income documentation, or have been denied by other lenders, we can work with you to obtain financing.

Whether you’re buying an investment property, self employed, struggle with income documentation, getting divorced or have been denied by other lenders, we can work with you to obtain financing. ​