What is a “Hard Money” loan?
Traditional real estate loans like a personal mortgage are based on the borrower’s personal ability to repay the loan. This is measured by things like personal earnings, debt to income ratio, and credit score. These are all intangible or “soft” assets. Hard money loans, on the other hand, are based on a “hard” asset or the value of the property, so we don’t ask for documentation of income or any of that messy stuff.
Lowest Rates- Fastest Approval Times- Minimal Paperwork
Larger Loan Amount
Do you need a larger loan amount? No problem! We offer loan amounts from $100 thousand to $15 million.
Don’t wait long to find out if you were approved or not. Your loan can be approved in as little as 24 hours.
Don’t wait weeks or months for approval. Utmost Pro,Inc can have your loan closed in as little as 12 days
Bad Credit/No Credit-OK
Poor Credit, Bankruptcy, Foreclosure, Foreign Nationals.
Fix and Flip, Bridge Loans, Stated Income/ NO Doc Loans, Residential/ Commercial Loans, No cash-out restrictions
Experts in Hard Money Loans & Self-Employed Loans
Whether you're buying an investment property, self employed, struggle with income documentation, or have been denied by other lenders, we can work with you to obtain financing.